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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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jason00221
post Feb 25 2022, 05:31 PM

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hi guys need help here. last year i try to open a personal savings account got rejected and then i check got police report say got kerugian but now the case settle ady need how long than i can open a saving account? i tried today but failed
jason00221
post Feb 25 2022, 08:17 PM

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QUOTE(MUM @ Feb 25 2022, 08:15 PM)
Just asking,... Do you currently having any personal saving a/c that can be still be actively used?
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got one hlb but just receive a call from hlb says that my account will be closed
jason00221
post Feb 25 2022, 08:28 PM

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QUOTE(MUM @ Feb 25 2022, 08:22 PM)
Just asking again...
Are you using it for "business" transactions?.... Like alot of in/out per month?

Maybe just maybe, can try do an FD? Heard that they need saving a/c to enable the crediting of interest into it... Just not sure abt Yr case...
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just a bit only below 8k in out

i go ask they need like working letter or u have loan with the banks
jason00221
post Feb 26 2022, 11:19 AM

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QUOTE(MUM @ Feb 25 2022, 08:33 PM)
Not the 8k amount but what are the estimated number of times in / out per month?
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28 in 20 out
jason00221
post Feb 26 2022, 12:55 PM

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QUOTE(canjeth @ Feb 26 2022, 12:45 PM)
High case for suspected money laundering. Banks usually create an STR (suspicious transaction report) for every single account with unusual activities and send them to BNM for further review and actions if any.

Why not reduce the number of transactions? 8k can be done in 1 transaction.
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if i know this is over i wont do it... i buy stuff parking etc almost everything use on this account.... but now the account will be closed on 1st march... and i don have any personal savings account how do i get paid from my company i'm also worry
jason00221
post Feb 26 2022, 01:13 PM

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QUOTE(MUM @ Feb 26 2022, 01:11 PM)
Try to hv your company issue you a company letter asking them to open a saving a/c for you so that they can bank in your salary?
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try ady same cannot
jason00221
post Feb 27 2022, 11:09 AM

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QUOTE(MUM @ Feb 26 2022, 01:24 PM)
your company say cannot or the bank say cannot?
if bank say cannot,...what is your company gonna do to pay you? by cash?
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bank say cannot

QUOTE(_kilakila_ @ Feb 26 2022, 05:27 PM)
Must be "something" going on behind, BNM wont simply issue Special Attention Account / block you from opening acc with 28 in and 20 out for few months. My guess is all this transactions must have been accumulated for years and def more than 8k.
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someone make a police report say got kerugian on my name few years back i didn't know, last month the case just closed. i check my ccris report no SAA maybe the savings account should not use as normal ones like buy stuff transfer money. just save for salary. during that time i still can get loans and do my income tax.

QUOTE(_kilakila_ @ Feb 27 2022, 02:05 AM)
I dont really think how to get his salary is a problem loll

I'm more concern on my credit report for future loan / banking / tax issue if i'm TS.
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loan and tax wont be a issue i think...

QUOTE(yklooi @ Feb 27 2022, 02:34 AM)
jason00221 which one you will be more concerned of right now?
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i hope my company can paid me in cash.... if not im kinda screwed.... getting name cleared from the system is more important. i asked one of the banker they said need to wait system clear around 3-4 years.... if take police report case close file they also might not open for me. but i heard that maybe put a fd with 10k some of the banks will open but i haven't tried.
jason00221
post Mar 2 2022, 05:04 PM

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QUOTE(rockstarlive @ Mar 1 2022, 11:27 PM)
How to check if got police report made in your name? Semakmule? Or you went to police station and check?
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what you can check is what you report only. if someone report u is their privacy u cannot simply get the details. wait IO contact you or u have middlemen can contact the police check for u.

 

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