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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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hightechgadgets8
post Oct 21 2021, 08:46 PM

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QUOTE(whatizlife @ Oct 21 2021, 04:57 PM)
Hi guys, i've been paying PTPTN constantly for 12 months. other than that i have no more other loans,

recently tried to apply for pbb/HLB/hsbc basic credit carad, but all application failed,

ask the reaosn but the banker tell me they have their own rules to approve my card

so after thinking so many things, i think im lack of saving. how much savings do i need to at least in bank acc to let them approve credit card?

i have only around 2k saving in my bank account, other money was put into other investment.
*
gather 3k and put into fd of that bank and ask for cc based on same amount, after 6 months apply another bank and cancel this 1 and withdraw the fd

 

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