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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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happy4ever
post Jul 13 2008, 11:31 AM

(✿◠‿◠) Queen of Love ⎝⏠⏝⏠⎠
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From: Sanctuary of Paradise


CTOS gets its info from public information, bulletins, newspapers.
You'd see ads on people getting filed for bankruptcies etc. That will end up in CTOS.

Where were you when there was one big hoohaah about CTOS last year?
happy4ever
post Jul 13 2008, 08:44 PM

(✿◠‿◠) Queen of Love ⎝⏠⏝⏠⎠
*******
Senior Member
7,194 posts

Joined: Jun 2005
From: Sanctuary of Paradise


QUOTE(cute_boboi @ Jul 13 2008, 05:00 PM)
Not only fraudsters, BNM also keep the blacklist of those who don't pay for any types of loans (personal, car, house, etc.), credit cards, guarantor, bankrupt, etc.
*
Not only those who don't pay, but those who have A LOT of credit cards, and each one still has outstanding balances (meaning the owner doesn't like settling all their debts at once)

These are bad credit ratings.

 

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