QUOTE(luvimp @ Mar 14 2012, 04:40 PM)
Firstly, call them to promise to pay by end of this month.
If they able to get a promise to pay then usually they will wait till the date mentioned before pursuing with legal.
It should be fine to keep the account at 1 month in arrear.
They cannot proceed with legal if it is only 1 month overdue.
Yes, 2 months outstanding they can proceed to blacklist you.
That's why you must call them fast and show them your sincerity to pay.
Give them a logical date like end of this month right after your salary day.
Once you got blacklisted in CCRIS then it will affect your loan in the future.
thanks for ur info it really help me..sorry late reply
already call them to inform and paid one month due ...
looks like i need to pay this loan until next year waiting my father EPF, after meet him and discussed this issue...
planning would not be like what it's planned