CCRIS, CTOS, Blacklisted by Bank, Whats The different.
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 Mar 16 2025, 03:54 PM
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Senior Member
2,269 posts Joined: Nov 2004 
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my CTOS score used to be on the excellent range, but due to decimals, HSBC had marked me that I've missed out minimum payment on October 2024 & January 2025. May I know how long does it take for my score to increase? Is it February 2026?
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