hi everyone,

wanna check. if i have a credit card and has debt around rm5,000. But I always consistent paying off more than the minimum but not total amount.

Already 3 years from now. I never late for min. payment.

So will i be blacklisted in CTOS or CCRIS too?

I know the interests sux .. but if it does, then i have to settle off the debt soon?

one more question, what if i don't pay my tmnet bills few years back .. will i get blacklisted too by CTOS and CCRIS? just wonder

Any help? Thanks.

sorry a noob question. so where do i check my CTOS? i just walk in to BNM like that?

thanks so much how about checking ccris? can i find that too?

or i go ctos office, i can know my ccris too?

thanks for sharing

i doubt i am blacklisted, but no harm go and check to make sure all is okay