CCRIS, CTOS, Blacklisted by Bank, Whats The different.
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 Nov 15 2009, 09:47 AM
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#1
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Junior Member
388 posts Joined: Jul 2006 From: Seberang Jaya   
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QUOTE(sootienann @ Sep 11 2009, 03:29 PM) what is BIS and FIS ? FIS is normally used by AFC. It allows bank to see which bank already do checking on you recently, whether you are the hirer/ guarantor, tenure and modal for those loan not out of your liability. |
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Mar 26 2010, 08:54 PM
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#2
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Junior Member
388 posts Joined: Jul 2006 From: Seberang Jaya
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FIS is normally use by the bank for auto finance loan processing. They can see type of vehicle, loan tenure, which finance center and whether you're the hirer/ guarantor for a particular the vehicle. Each checking in FIS will leave the finance center name on it thus other bank will know which branch already do checking on you.
FIS is the reason why other bank can know which bank you have submitted your auto loan. |
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May 13 2011, 02:13 PM
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#3
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Junior Member
388 posts Joined: Jul 2006 From: Seberang Jaya
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You guys can try provide a guarantor/ borrow at lower margin/ offer bank deduction by SI or PDC to increase chances of approval.
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