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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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ekestima
post Mar 11 2010, 01:29 PM

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930 posts

Joined: Feb 2006
From: Kuching, Hornbill Land
Normally bank will chk both CTOS & CCRIS, CCRIS shows which bank u have facility with, ur paying pattern, whether u lapse in payment.
CTOS chk will show if any one sues u, even if not the bank suing u it stills shows.

CCRIS & CTOS is only within M'sia.

I do come to know tat some ppl came back fr States after bursting their CC over there. Their intention in not ot go back there coz u name will be black listed there ody.
ekestima
post Apr 30 2011, 04:24 PM

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Senior Member
930 posts

Joined: Feb 2006
From: Kuching, Hornbill Land
QUOTE(cubix @ Apr 27 2011, 07:17 PM)
my friend didnt pay his p1 bill for more than half a year already and he just leave it there. will he be blacklisted by anot CTOS or etc? what will happen?
*
He might get CTOS blacklisted.

CCRIS reveals your paying behavior,
CTOS reveals your kena suing behaviour,

So guess which one have more impact ? hmm.gif

 

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