Let's say you just got the facilities today.
Next month 27th is the first time for you to serve the payment, but your salary are only credited on 28th.
Thus u only pay on 28th and repeat the same thing every month.

Your CCRIS will show that you are late for every month, but this is actually fine. Although you are late, but you are actually constantly serving the payment.

Sorry for the unclear 'scenario'

b00n actually helped to post a sample of how the CCRIS would look like on what i said.

If it is a constant '1 1 1 1 1 1 1 1 1' kind of CCRIS report, it is nothing to worry about.
Bank won't just reject your loan for that.

There might be another reason why some people will have '1 1 1 1 1 1 1 1' (constant late for 1 payment), THE BLOODY BANK.
Let's say you are suppose to start your payment this month, but no one from bank notifies you, no letter until the very next month?
Some will just start to pay after they receive notification, which already resulted in 1 late payment and they didn't know that they are actually late.

Having a record of
'1 1 1 1 1 1 1 1 1'
'0 1 0 1 0 1 0 1 0'
'0 0 0 1 0 0 1 2 0 0 1 0 0 0'

These are still considered 'good/prompt' record. It wont bring you BIG TROUBLE. Unless there are certain bank in M'sia that is so freaking strict that consider above example as bad record