Anyone can get the report even though not registered?

How will credit card affect ccris? for example , if I have 3 different credit card from 3 different banks and all have different credit limit, but only 1 of those card is being utilized, so how will it affect my ccris record? and how will the bank view my record, ie: good, bad, somewhere in between?

there's bank Negara at cyberjaya.
bnm cyberjaya

If I want to register for eccris, can go there?

Well, i don't know whether that is really one of bnm branch or its data centre only..

for report from mycreditinfo, do I have to pay for the report every time I request it? meaning I've to pay rm15.90?

Thanks

Finally, registered eccris.. Surprisingly, a lot of people using the kiosk at bnm..

Yup... I think there are 4 kiosk available..

Yeah, maybe.. Or probably they required the hardcopy of the ccris report, free printing.

According to the faq at creditbureau, last update should be no more than 10th every month..

Check my eccris, it seems that it did show the updated record (today is 11th)..

Just for sharing....