CCRIS, CTOS, Blacklisted by Bank, Whats The different.
|
|
 Dec 18 2012, 05:46 PM
Return to original view | Post
#1
|
 
Junior Member
49 posts Joined: Nov 2008  
|
Car Loan 1 (OWN) 2 2 2 2 3 2 3 2 1 1 1 Limit RM24,000 - now RM12,231 Car Loan 2 (OWN) 0 0 0 3 2 1 1 2 2 2 2 Limit RM47,900 - now RM32,841 Housing Loan (Joint) 0 0 0 0 0 0 0 0 0 0 0 limit RM163,546 - Now RM156,992 I previously had a special attention case but after setteling off few weeks back today i went and check this is the only record i have Just want to ask if any banker can advice if i trade in both of my cars and buy a new car (RM86k) with the current salary of RM3500 This post has been edited by digitalboy: Dec 18 2012, 05:48 PM |
Quote|
|
Dec 20 2012, 06:47 PM
Return to original view | Post
#2
|
|
Junior Member
49 posts Joined: Nov 2008
|
QUOTE(epul @ Dec 18 2012, 06:56 PM) u better sell off yr two car first and settle the loan before applying new loan. yr installment record in ccris for both car loan got number 3 . meaning you delay your installment more than 3 month. very bad looking from bank perspective.once you settle yr car loans, then your bad track record will dissappear from ccris.just my two cent Will it help if I settle off my 1st car loan and as for the 2nd car Loan I just inform the bank that I am going to trade in... |
| Change to: |  0.0653sec
 0.25
 7 queries
 GZIP Disabled
Time is now: 4th December 2025 - 04:01 AM |
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Powered by Invision Power Board © 2025 IPS, Inc.