CCRIS, CTOS, Blacklisted by Bank, Whats The different.
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 Feb 27 2015, 11:03 AM
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#1
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Junior Member
36 posts Joined: Apr 2011 
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Quick question. I have a credit card with ambank that I want to cancel and pay the balance in full in the next week or so. Will the CCRIS record for the credit card be dropped off from my CCRIS record? Will there be any trace of the CC in my CCRIS if it is dropped off?
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Feb 27 2015, 11:52 AM
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#2
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Junior Member
36 posts Joined: Apr 2011
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QUOTE(mosfet83 @ Feb 27 2015, 11:38 AM) Bank have their internal cut-off date for CCRIS processing before submitting to BNM, this date varies by bank but mostly on month-end, so it will only be reflected on the 15th of following month in best case scenario. My only concern, as told by a banker, is that it won't be dropped off at all. I'm assuming you meant April 15 for your best case scenario. I am ok with that as long as it does dropped off. Call to ambank is useless as they can't even answer simple question. Nonetheless, appreciate your help. |
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