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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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centaur37
post Mar 13 2024, 08:16 PM

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I have a Maybank CC. I owe them RM30k. It’s has been cancelled now. 3 months I didn’t pay now they say 3rd party debt collector handling this. I told them that I can only pay monthly RM2k and subsequently higher. They say cannot must settle at 70%. And they threatened me with judgement order sale. Can they file for bankruptcy? as I know the amount must RM100k above to file for bankruptcy. Do I continue to negotiate with the bank ?
centaur37
post Jun 27 2024, 09:30 AM

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QUOTE(13aby @ Jun 21 2024, 08:45 PM)
How is your MBB now?

I owe them 2nd months after volunteer out from AKu PoKai  thn email for restructure fail , thn call again ask me to email again . And success after i pay the min i owe and balance is by agreed installment . btw the card also canceled due to previously enter AKu PoKai  icon_idea.gif  . Now i am Free Pokai just pay to bank as normal and CCRISS appear as Outstanding .
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I’m in AKPK so far no issues. They didn’t call and disturb. Planning save some monies and settle them lump sum. Never look back at CC’s

 

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