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CCRIS, CTOS, Blacklisted by Bank, Whats The different.
carjack18
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Feb 10 2019, 12:50 PM
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QUOTE(sidwell @ Feb 7 2019, 10:10 AM) follow the tutorial here, https://mypt3.com/check-ccris-eccrisbut where to download our copy for my ccris report through this eccris online There is a download option in your report after you have choose "SELF-INDIVIDUAL Query" or if you need further info on the ECCRIS, please download the FAQ from the ECCRIS website itself
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carjack18
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Apr 10 2019, 10:46 AM
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QUOTE(lsstjs @ Apr 7 2019, 04:54 PM) Hi.. wanna ask. I had made full settlement of akpk on march 14. Will the ccris report clear the akpk record on 16 april ? Also i m planning for housing loan and they request for previous few month bank statement. The statement i hav is use for my salary n akpk payment .Will the bank reject me if they saw my akpk history in the bank statement even my akpk cleared from ccris ? Thanks!! Basically it depends on the bank itself. Secondly are you applying from the same bank that you owed in AKPK previously? If yes, there is a high chance , it won't get approved. It is best that you check the CCRIS record yourself by going to BNM or signup for CCRIS.
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carjack18
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Apr 11 2019, 09:36 PM
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QUOTE(lsstjs @ Apr 11 2019, 04:50 PM) it's totally freeze during AKPK time. Not allow for any loan/CC. FYI, even if you completed your AKPK, you still unable to get CC from those bank you owed before. There are some suggestion to apply after 1 year coming out of AKPK
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carjack18
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Apr 22 2019, 09:06 PM
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HI Guy/ Gals,
I need some to help understanding those items shown in CCRIS under the title APPLICATION FOR CREDIT. Early this year I bought a new car and apply loan to 2 banks, Maybank and PBB. Both the car loan applications are approved and i choose PBB. Recently I check my CCRIS and noticed that the MAYBANK application is still appears under "APPROVED BY FI".
I wish to ask how long does this record under MAYBANK will be removed? Reason that I'm going to apply for a housing loan and worry that it might affect my housing loan application.
Thanks in advance.
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carjack18
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May 18 2019, 11:14 AM
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QUOTE(kkkw80 @ May 17 2019, 01:18 PM) I bought a new car last year and approved by 2 banks. I just called the other bank I didn't pick to remove from CCRIS and record is gone within 48 hours. Noted. Thanks for the reply
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