Need some advice here. I was under AKPK from 2010 and I manage to clear all debt with 11 banks in the last 2 months. Now still waiting for release letter from some banks and also the CCRIS update.

1. Is there anything I need to ask from AKPK since I make full settlement to all banks already?
2. Do I need to check the CTOS and where can I do that?
3. If I want to apply a car loan, do you think the chance is high?