got once my car loan for july 2012 due date is 23rd July 2012 , i paid that months instalment on 14th September 2012 . this means from:

23rd July 2012 - 23rd August 2012 - 1 month late
24th August 2012 - 14th September 2012 - 3 weeks late.

my CCRIS will show car loan on July 2012 column as 1 or 2 ???

urgent help needed!

basically, if you late payment from due date till date you settle that particular months payment's duration 1-30 days CCRIS show 1 , 31-60 days CCRIS show 2 , 60-91 days CCRIS show 3 ??? right?

This post has been edited by blakedexter47: Dec 30 2012, 01:16 PM

Even if credit card/loan late payment after 1 day of the due date, CCRIS considered as 1 in the report. Some still said that if due date is 1st each month, then you make payment before 30th (or within the same month) then your CCRIS will still show 0 . Because you still not One Month late payment. So confusing!

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Added on January 1, 2013, 7:08 pmEven if credit card/loan late payment after 1 day of the due date, CCRIS considered as 1 in the report. Some still said that if due date is 1st each month, then you make payment before 30th (or within the same month) then your CCRIS will still show 0 . Because you still not One Month late payment. So confusing!

This post has been edited by blakedexter47: Jan 1 2013, 07:08 PM

I checked my CTOS online, yes it is safe

Interesting question! If you said ur name is clear in ctos, where the heck did they know you got blacklisted with RHB CC or Telekom?? I checked my self online CTOS, everything clear, no data from section A to section D, but i'm worried if i had any old blacklist. Where to check all these bad record history?