- Under the payment behavior string, 1 would meant miss 1 payment, 2 would meant miss 2 payment so & so...
More Details On, https://forum.lowyat.net/topic/741069 Post #14

it's from my own experience. my latest housing loan application early this year got rejected by Std Chartered, Alliance bank but HLB accepted. I'm currently not a customer of Std Chartered or Alliance bank. I've been HLB customer since 1996 from credit card, car loan, and two housing loans. i've housing loan with Citibank and Ambank also and initially i intended to apply through Citibank due to their full flexi loan. Citibank initially told me can approve but later told me they don't finance SOHO or office properties. So i had to go running around and apply other banks including HLB.

for properties, they only finance residential properties and mpre recently, shops. they do not finance offices and SOHOs, SOVOs and the likes. they consider offices as high risk.

Is it possible that last year we checked, the ccris showed 2 special attention account...then we payed but not consistent..but this year re-print...it doesnt show up anywhere...but im sure the is outstanding balance left..consulted the bank negara and he said it is clear..but im very sure still outstanding more...happen to anybody...or bank forgot to update..safe to apply loan?

it will show in total outstanding balance column as rm1k (under bank b cc).

just had an issue with CIMB Bank

i had lapse monthly payment few years ago with cimb but managed to clear the loan to 0 lapse and full settlement/account closed and received the settlement letter from bank on march 2011.

early this year i bought a house and got loan from hong leong bank with no problem..
last month i book another property and tried applying loan from cimb and some other banks..just received call from agent that cimb rejected my loan because i got record with them..

meaning im totally blacklisted from CIMB like forever??
i have only 1 loan that is from hong leong bank. and my ccris is clear
does bank do this??