Outline ·
[ Standard ] ·
Linear+
CCRIS, CTOS, Blacklisted by Bank, Whats The different.
|
bagazaru
|
 May 7 2015, 01:47 AM
|
New Member
|
QUOTE Special Attention Status
- This would show mainly accounts that had been written off.
- Or under AKPK management.
Meaning to say if one appears under this section, sorry to say that it really leaves a bad impression. In regards to Special Attention Status. I have paid off the full sum to the bank. I have questions 1. How fast can this be cleared off from CCRIS? 2. When applying new loan to the bank, is records still be there? |
|
|
|
|
|
bagazaru
|
May 7 2015, 02:27 AM
|
New Member
|
QUOTE(kepongA @ May 7 2015, 02:19 AM) If you settled before the month end eg 30th April, your records will be cleared latest by 10th May. If you settled only now, then you'll have to wait until 10th June. If so, try asking bank to update your record in CCRIS asap. Hello, thanks for the fast reply. I paid off before 30th April. I was thinking to go to BNM tomorrow. How will it show in the ccris records? When reapplying loan, what will the bank see? |
|
|
|
|
|
bagazaru
|
May 7 2015, 06:28 PM
|
New Member
|
QUOTE(kepongA @ May 7 2015, 07:20 AM) Wait until 11th May to get the report from BNM. The credit facility will no longer show in your report. But bear in mind some banks use CTOS or RAMCI to check if got any legal action. So advisable also to check with them to update your records immediately. Hi, thank you for the reply. I have updated the CTOS, it does mention i made full settlement in remarks section. But even after update the records, what are the chances of the next loan going to be approve? |
|
|
|
|
|
bagazaru
|
May 11 2015, 04:03 PM
|
New Member
|
QUOTE(kepongA @ May 9 2015, 01:14 AM) Your chances have become better. Just remember to try as many banks as possible. If can, also show you've some savings etc. Good luck i am applying, but 2 banks at a time, i dont want to apply so many at one time because they can see pending in ccris. now waiting for news. this is second week already. on my toes waiting for them to approve or reject. This thread is very interesting. i am page 40 + already. reading different stories. For sure, i learn my lesson well to keep my financial in check and dont play play with the bank. |
|
|
|
|
|
bagazaru
|
May 27 2015, 03:31 PM
|
New Member
|
QUOTE(joenjill @ May 21 2015, 05:16 PM) once we print the ccris report, how long we can print again? i printed out one last month and again yesterday. They did ask the reason why I there (BNM) I said want to check in my special attention account clear already. they didnt mention i can only print once in a quarter etc. |
|
|
|
|
Quote
0.0217sec
0.26
7 queries
GZIP Disabled