CCRIS, CTOS, Blacklisted by Bank, Whats The different.
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 Oct 8 2013, 12:34 PM
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#1
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Junior Member
73 posts Joined: Jun 2010 
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QUOTE(ck23 @ Sep 19 2013, 10:26 AM) touch wood lor... just go to BNM there's a ccris machine. slot your ic and thumb print. that's all. no need to pay.I need to pretend to be OKU only can do? I really wanna see the CCRIS page. Wonder what is written inside.  |
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Oct 8 2013, 12:42 PM
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#2
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Junior Member
73 posts Joined: Jun 2010
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can someone help me, if my name clear from ccris because paid everything long time ago, can i apply the same cc that blacklist me? LOL. because the bank (maybank) is the best cc that offer promo such as maybank treat fair (something like that)
so, do you think maybank will approve me? tq guys  |
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Jun 25 2020, 06:44 PM
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#3
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Junior Member
73 posts Joined: Jun 2010
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Hi i have trade reference on CTOS but already made payment to it. but the company refuse to delete. what can i do?
it makes me hard getting loan/cc |
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Jun 25 2020, 07:04 PM
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#4
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Junior Member
73 posts Joined: Jun 2010
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QUOTE(MUM @ Jun 25 2020, 06:59 PM) according to this, ..... Hi MUM,Know what can be removed Outdated, negative information. In most cases, negative information, even when accurate, won’t haunt you forever, especially when it has been settled. Your credit report may reflect lawsuits, judgments, liens, foreclosures, bankruptcy, late payments, and charged-off accounts for a number of years. Once the relevant time period has lapsed, you may have the information removed from your credit report. Do check with us for timelines for such information to be displayed, and when the information can be removed from your report. https://ctoscredit.com.my/personal/remove-c...nformation%20is. If i have my bank slip (with that shop name) and shop Ofiicial Receipt is it enough to forward it to CTOS because i asked the shop for release letter they said no such thing. |
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Jun 25 2020, 07:06 PM
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#5
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Junior Member
73 posts Joined: Jun 2010
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QUOTE(MUM @ Jun 25 2020, 06:59 PM) according to this, ..... anyway, thanks for the link Know what can be removed Outdated, negative information. In most cases, negative information, even when accurate, won’t haunt you forever, especially when it has been settled. Your credit report may reflect lawsuits, judgments, liens, foreclosures, bankruptcy, late payments, and charged-off accounts for a number of years. Once the relevant time period has lapsed, you may have the information removed from your credit report. Do check with us for timelines for such information to be displayed, and when the information can be removed from your report. https://ctoscredit.com.my/personal/remove-c...nformation%20is.  |
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Jun 25 2020, 08:30 PM
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#6
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Junior Member
73 posts Joined: Jun 2010
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QUOTE(MUM @ Jun 25 2020, 07:06 PM) what is stated in the receipt? True. But when ask about release letter, they mention no such thing provide by them. Anyway, thank you. I just provide the receipt if bank askit could be payment for recent purchases not the full IOU repayment. |
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Jul 2 2020, 08:40 PM
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#7
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Junior Member
73 posts Joined: Jun 2010
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How long does it take for data under credit application - status pending deleted in ccris? We applied housing loan but due to % loan approval low, we dont think want to proceed with the purchase.
After purchase CTOS report, to my surprised the total credit application is triple the house loan amount due to from 3 types of bank. When the data will delete if i just cancel with developer on the purchase? This post has been edited by aleyna58: Jul 3 2020, 05:40 AM |
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Jul 2 2020, 08:41 PM
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#8
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Junior Member
73 posts Joined: Jun 2010
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I have one more question, if we apply cc from website, will it appear in CCRIS? there's nothing in ctos tho.
Thanks! |
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Jul 8 2020, 02:23 PM
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#9
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Junior Member
73 posts Joined: Jun 2010
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QUOTE(aleyna58 @ Jul 2 2020, 08:40 PM) How long does it take for data under credit application - status pending deleted in ccris? We applied housing loan but due to % loan approval low, we dont think want to proceed with the purchase. Hi, anyone can help me on this?After purchase CTOS report, to my surprised the total credit application is triple the house loan amount due to from 3 types of bank. When the data will delete if i just cancel with developer on the purchase? |
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Jul 15 2020, 09:39 AM
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#10
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Junior Member
73 posts Joined: Jun 2010
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QUOTE(material @ Jul 14 2020, 11:32 PM) Different bank different policy... Normally it will disappear after 14 working days. thanks material. affin gone already but not maybank. i want to proceed with another property. die2 want this one so afraid will affect my application. |
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Jul 19 2020, 12:07 PM
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#11
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Junior Member
73 posts Joined: Jun 2010
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QUOTE(material @ Jul 15 2020, 11:41 AM) MBB application how long dy? did you try to call MBB request they withdraw out the application record? Since early june. Try called the branch but no one pickup. Haizz so hassle to go to the branch 😫 |
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