LOL I wish I had your dad when I graduated Uni.
When I graduated my mom told me to apply for CC. And told me to keep using it and just pay minimum every month. Unfortunately before I could do that, she already used it herself to the limit (30k) and I had to pay and still paying for it!
Now she asking me to apply for another CC so she can use it. 

I got some issue here... pls advice me..

recently i submitted my HP loan n got rejected by 2 local banks, namely Axbank and Rxx bank. the reason is i got 2 loans that stop paying since 2009. 1 is being guarantor for 1 car alarm product from azio epay n 1 is furniture loan. Total amount even not exceed RM 3k. after being rejected, i settled both of the loan. n apply for other bank once i got the release letters... all things happen in 1 week.I have no other burden except ptptn 15k, n my income is around 2.4k, plus i m a government servant, aged 23. what is my chances to get approved?     

those banks' interest are higher than others, aren't they? 

I have an urgent inquiry to any one who can answer this, maybe someone familiar in the law and legislation field?

I took up a tuition loan and study loan in SG 5-6 years back. Owing to bad financial circumstances, I left SG without completing my studies, now owing the banks RM50,000. 2 banks to be exact. One is a local SG bank, the other OCBC. I have not made any repayments for 2 years now. I am wondering what action can they take against me. Can they take up action against me/sue me now that I am in Malaysia?

One of my close friend use to date a lady credit card representative a few years back, apparently she evn know how much his pay is, scared the hell out of him