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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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Wongchoy
post Apr 17 2015, 08:52 PM

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932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(mucklampir @ Apr 17 2015, 08:41 PM)
I'm under akpk programme for 3 years already with monthly commitment rm700. Salary near 9k. I checked ctos is clean, ccris record for 10 loans (all under akpk) also 0 for past 12 months. Since i'm under akpk i have no other commitment. Is it possible to get home loan? Recently i applied personal loan 50k just to clear akpk balance but was rejected.
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As long as you are still under DMP, you won't be able to apply for loans.
Wongchoy
post Apr 17 2015, 10:38 PM

Enthusiast
*****
Senior Member
932 posts

Joined: Jan 2014
From: N02 E102


QUOTE(mucklampir @ Apr 17 2015, 08:59 PM)
How if join home loan with wife?
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The banks will know you are still under akpk!

 

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