CCRIS, CTOS, Blacklisted by Bank, Whats The different.
|
|
 Apr 21 2015, 07:10 PM
Return to original view | Post
#1
|
 
Senior Member
5,143 posts Joined: Jan 2015 
|
QUOTE(samsarauttar @ Apr 21 2015, 06:57 PM) I applied for my CCRIS report through email on Monday last week, but so far I've yet to receive any reply from them. Usually how long is the application process?   thru email? can-meh? wondering how they are going to verify the ownership.  |
|
|
|
|
|
Apr 21 2015, 07:28 PM
Return to original view | Post
#2
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
QUOTE(samsarauttar @ Apr 21 2015, 07:17 PM) Well according to their website, I can send in the form and the necessary documentations to their email.  thanks for the reply....still wondering how they are going to verify the ownership.... |
|
|
Jun 23 2015, 07:48 AM
Return to original view | Post
#3
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
QUOTE(Sunny zombie @ Jun 23 2015, 04:05 AM) Hi, this might be asked before, how can we check someone whether he is blacklisted in Ccris ctos etc? Page 1, post 14Any thread? last paragraph....something about "Black list"? Maybe one of the answers in this FAQs has the answer to what you seek? http://creditbureau.bnm.gov.my/faqs.html |
|
|
Jul 9 2015, 09:10 AM
Return to original view | Post
#4
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
QUOTE(warningo0o @ Jul 9 2015, 09:01 AM) what is DSR mean? how do i need to change from weak to strong... DSR = Debt Service RatioWhat is my DEBT SERVICE RATIO? http://www.malaysialoan.com.my/2008/07/dis...-service-ratio/ http://loanstreet.com.my/learning-centre/h...ow-based-on-dsr http://homeloanmalaysia.blogspot.com/2008/...n-approval.html to change from weak to strong?try earn more, borrow less, repay all existing loans....may helps |
|
|
Jul 9 2015, 03:29 PM
Return to original view | Post
#5
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
QUOTE(13aby @ Jul 9 2015, 11:08 AM) how to clear CTOS after settle all outstanding with banks? while waiting for more value added response...found this while googling.... Everything You Should Know About CTOS http://loanstreet.com.my/learning-centre/e...hing-about-ctos |
|
|
Oct 19 2016, 07:06 AM
Return to original view | Post
#6
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
sorry ...not directly answering to your post....
they may not have use it now,....but after you checked.....they may starts to use it,..or maybe 2 ~ 3 yrs from now..... just check frequently? every month? |
|
|
Jan 27 2020, 10:38 AM
Return to original view | Post
#7
|
|
Senior Member
5,143 posts Joined: Jan 2015
|
QUOTE(yklooi @ Jan 26 2020, 05:50 PM) charge card cannot drag payment for a long period? found this in the Amex Maybankeven imposed interest charges too cannot delay payment? What if I fail to fulfill my obligations? Late Payment Charge : If the minimum payment is not made by payment due date, a late payment charge will be levied at 1% of the unpaid retail and cash advances/withdrawal transaction outstanding balance, subject to a minimum of RM10, whichever is higher up to maximum of RM75. Right to set-off any credit balance in your account maintained with us against any outstanding balance in this charge card account without assigning reason, by giving 7 calendar days prior notice on our attention to set off a credit balance. https://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards |
| Change to: |  0.0787sec
 0.46
 7 queries
 GZIP Disabled
Time is now: 4th December 2025 - 08:52 PM |
Quote