CCRIS, CTOS, Blacklisted by Bank, Whats The different.
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 Sep 11 2013, 10:50 PM
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#1
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Junior Member
22 posts Joined: Aug 2008  
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So, I was apply housing loan recently and get rejected due to my name was is in CCRIS and its CCRIS 3. This is because of what i've been told by the banker about the late payment of my credit card. Is there anyhow I can get rid my name on the CCRIS ? Maybe full settlement for the credit card or start being good boy and pay on time..? Thanks for advice
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Sep 11 2013, 11:00 PM
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#2
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Junior Member
22 posts Joined: Aug 2008
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Thanks a lot but I needed more info about this.
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Sep 11 2013, 11:19 PM
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#3
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Junior Member
22 posts Joined: Aug 2008
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It couldn't be no payment for sure but late payment will be. Is there anything I can do to clear the name fast..?
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Sep 11 2013, 11:28 PM
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#4
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Junior Member
22 posts Joined: Aug 2008
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QUOTE(Artus @ Sep 11 2013, 11:21 PM) No way it could be removed fast. You just have to wait. Meanwhile, you must pay promptly. Go to Bank Negara and print out the CCRIS report on your own. Im starting to pay on time right now but I already make down payment on the property. I just do not know the CCRIS will stopping me on applying loan. |
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Sep 11 2013, 11:35 PM
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#5
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Junior Member
22 posts Joined: Aug 2008
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QUOTE(cedyy @ Sep 11 2013, 11:32 PM) dont worry, u can get back your downpayment if your loan application is not successful. you just need to show rejection letter from banks Really..? But my concern right now is to get the property. Thanks for the info btw |
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