hello guys i have been blacklisted have 4k left to fully settle my car loan, when i check in CCRIS but i have no record at all that i have loan, need advice from you guys can i apply loan now or have to wait for settlement letter from bank.

Hello,i'm blacklisted from bank for car loan about RM21K, this month i will finally pay all my settlement with the bank so after this i clear from my debt, my bank officer that handle my case say that the bank will give to me release letter after i finish this debt, i want to know when i will can start apply for loan ?

she said after the bank give me release letter i can apply loan after that, just need confirmation from u guys, do i need go to CTOS office to clear my name from their system?