guys,

I have a question here.

is there any online portal, etc that I can check CCRIS and CTOS?

guys, do you think I in any of those 2 if I din pay Streamyx bill? hahaha. It was old story when I was studying lah. ..

I have no other loan except car and cc. I always pay CC and car monthly and sometime is over the due date but absolutely pay everymonth.

do you think I in those 2?

hi guys,

say I have ccris/ctos record and apply for home loan with guarantor, what is the chances of getting it approved?

Another thing, I have cc which already closed but due RM550, will my name reflect in any CCRIS/CTOS? I made a full payment before close but the stupid auto debit still charge my card and the bank still allowed them. the moment I close my cc, the bank never tell me to cancel auto debit with merchant .. ...

I just applied Titanium cc by ocbc but declined, it might be the reason I guess. I dont mind but the really matter is I am in position of buying a house and need the loan .. that is the most concern ..