CCRIS, CTOS, Blacklisted by Bank, Whats The different.
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 Jun 23 2015, 02:14 PM
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#1
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Senior Member
1,181 posts Joined: Aug 2010  
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I had a joint home loan and purchase with my mum and she is the one who's paying the installments all the while. However, sometimes she paid the installments late and now it has affected my CCRIS as I wanted to buy my own property. The balance left less than 5k so if I paid it off at once, will my CCRIS improve or still be affected? I need 90% loan for the property I'm buying now.
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Jun 24 2015, 03:15 PM
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#2
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Senior Member
1,181 posts Joined: Aug 2010
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QUOTE(kepongA @ Jun 24 2015, 02:21 AM) Ask the bank to update your Ccris record with bnm now. Otherwise have to wait until July 11th. In CCRIS website it says the latest information is updated every 15th, now changed to 11th? Anyway, the loan agent said if I settle the outstanding for the first property, then should be no problem. |
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