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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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SK30
post Mar 7 2012, 12:27 AM

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Joined: Mar 2012


QUOTE(ptit @ Mar 2 2012, 10:32 AM)
I already make full payment and have settlement remark in my ctos...but how long it takes for ctos to clear it from their system?
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From what i know they won't remove anything on the record... it will be there forever.

The only thing they willing to do is add a comment in Remark Section as for whatever present status after we provide relevant document to proof.. ex of remark: full payment and settled or others.

just wondering how would bank provide a loan even though the remark showing it's been settled. Any comment?



SK30
post Mar 12 2012, 04:52 PM

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QUOTE(silverbolt143 @ Mar 10 2012, 12:00 PM)
what time of CTOS office operating hour anyway?...tried search at their website but couldnt find any...i would like to register for online self check...
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For people outsite of KL can register online and just need to pos to CTOS the printed copy of online application and the photocopy of IC.

Checkout the website for details.
http://www.ctos.com.my/


Added on March 12, 2012, 4:54 pm
QUOTE(b00n @ Mar 7 2012, 01:45 PM)
Depends on each bank's underwriting policy. Some will just take it literally that you had a negative record and straight away reject. Some will see how recent is the case and judge the relevance.
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Any idea which bank does not refer CTOS?

This post has been edited by SK30: Mar 12 2012, 04:54 PM

 

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