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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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Phoeni_142
post Mar 13 2009, 02:36 PM

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QUOTE(b00n @ Mar 13 2009, 02:28 PM)
Once you made full payment to your loan, your loan account would be "closed". Thus it wouldn't be reported into CCRIS.
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Yes, I agree with Boon. But for the sake of prudence, suggest u write / call / harass the relevant credit personnel in the bank to give u a black and white saying that your updated loan details have been updated in CCRIS.

CCRIS is NOTORIOUS for not being updated properly, and lot's of us assume that banks would automatically do so (which they should).....trouble is, humans being humans.....


Phoeni_142
post Apr 2 2009, 12:05 AM

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QUOTE(rockefeller @ Apr 1 2009, 12:29 PM)
Do all banks use CTOS still? I dont think Maybank use CTOS.
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they do
Phoeni_142
post Aug 10 2011, 01:17 AM

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or you could just check the "member since" date on your credit card?

 

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