Hi.

I had taken RM10K loan from a loan shark through my brother few years back. When i wanted settle i give the money to my brother as he told me he will settle with them with discounted amount. I believed him never even ask for the receipt. And i didnt receive any calls from the loan shark either.

Now my name is under ctos. I confront my brother now he admit that he have used the money. My house refinance loan is under process. I need to settle those 10k to clear the ctos. But the loan shark registered only m500 in ctos not 10k.

Can i seek ctos's help to settle this? Is there any mediator in ctos tht will help talk to the loan shrk people to reduce the amount? Please help me guys. Any way to come oit of this situation?