I got some issue here... pls advice me..

recently i submitted my HP loan n got rejected by 2 local banks, namely Axbank and Rxx bank. the reason is i got 2 loans that stop paying since 2009. 1 is being guarantor for 1 car alarm product from azio epay n 1 is furniture loan. Total amount even not exceed RM 3k. after being rejected, i settled both of the loan. n apply for other bank once i got the release letters... all things happen in 1 week.I have no other burden except ptptn 15k, n my income is around 2.4k, plus i m a government servant, aged 23. what is my chances to get approved?

those banks' interest are higher than others, aren't they?

This post has been edited by PC.King: Apr 21 2011, 11:05 AM