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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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Nymphetamine666
post Dec 27 2018, 02:08 PM

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Hi, newbie in this thread. Is there a way to get both CCRIS and CTOS statement online? I preferably via email.

Teach me please. Thanks.
Nymphetamine666
post Dec 27 2018, 09:06 PM

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QUOTE(David83 @ Dec 27 2018, 04:52 PM)
Yes. Registered an online account with CTOS.
Pay RM 25 for CTOS Score report.
It'll have CTOS + CCRIS with score generated for you.
*
Thanks! Will reg tomorrow morning.
Nymphetamine666
post Jan 11 2019, 12:11 AM

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QUOTE(David83 @ Jan 7 2019, 11:19 AM)
Exactly the same cannot.

I would use the word "comparable":.

[attachmentid=10154093][attachmentid=10154094]

Becuase the weightage that CTOS used to generate the score is different from iMoney:

[attachmentid=10154100][attachmentid=10154102]

Do all banks use the same score?
It is important to remember that the CreditScore is only an indication of your credit health. Every bank interprets the CreditScore slightly differently with some being more lenient while others more strict.
From: https://creditscore.imoney.my/credit-check/faq
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Very goos piece od info. Thanks.

 

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