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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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Micky78
post Jan 28 2019, 04:58 PM

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QUOTE(David83 @ Dec 27 2018, 04:52 PM)
Yes. Registered an online account with CTOS.
Pay RM 25 for CTOS Score report.
It'll have CTOS + CCRIS with score generated for you.
*
each report cost rm25? or per yrs?
Micky78
post Jan 30 2019, 07:27 AM

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QUOTE(David83 @ Jan 28 2019, 05:21 PM)
Each report.
But you opt for annual subscription, it'll be RM 99 with some add-on stuffs.
Visit CTOS page for more info!
*
purchased the report fr ctos... any idea how the rating is computed?

wonder if get cc with high limit, world it improve the rating ( assume same OS debts).
Micky78
post Feb 20 2019, 08:43 PM

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if i had settled my hp loan in this mth, will it appear again in next mth ccris report...
Micky78
post Feb 20 2019, 09:24 PM

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QUOTE(David83 @ Feb 20 2019, 08:47 PM)
Cut off date is normally 15th

After 15th should be updated by next month.
*
if i have fully settled the loan... that whole loan will.b removed on following mth
Micky78
post Aug 11 2020, 04:44 PM

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https://pictr.com/image/76hlcZ

if in CTOS report..the directorship is no record, is it mean i am not a register shareholder in any company or Biz?

how realiable is this?

 

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