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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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LuckyBai
post Jan 11 2025, 06:20 PM

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Joined: Aug 2021
QUOTE(noobieneub @ Jan 3 2025, 04:21 PM)
Hi sifus, if I've got quite bad CCRISS report past 6 months is it a good idea to give authorization to bank to access my CCRISS? I was planning to ask bank for a restructure of my home loan. They ask to submit docs which gives them authroization. Just scared if they see how bad my record is would make situation even worse.  :confused:
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Every banks have access to your ccris profile, all banks update the Ccris report
LuckyBai
post Jan 13 2025, 07:56 PM

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Joined: Aug 2021
QUOTE(noobieneub @ Jan 13 2025, 03:01 PM)
They don't need your authorization to access your CCRISS at all?

But these say have to?
https://www.bnm.gov.my/ccris
https://www.nst.com.my/business/corporate/2...negara-approval
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Bank is not CRA

 

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