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CCRIS, CTOS, Blacklisted by Bank, Whats The different.
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LemonJane
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Jul 4 2019, 12:50 PM
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What I want to ask here is when does CCRIS report get updated - Once a month at last day of the month for all the banks at one go? Or as and when each bank generates its monthly statement which means it can be any day of the month. I'm asking because I can see one of my banks has been updated for 30/6/2019 with my payment before that date while the other one is still at 31/5/2019 history. I did also make payment by 30/6/2019.
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LemonJane
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Jul 4 2019, 01:29 PM
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I have 2 joint overdraft accounts but only one has been listed in my CCRIS report. Should I get in contact with CCRIS to ask them to add the missing bank? I'm asking because that missing account will improve my credit standing as the utilisation is low. And, should the report put up only your share of the facility and loan outstanding instead of the whole amount which is what I see?
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LemonJane
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Jul 4 2019, 01:32 PM
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QUOTE(CardNoob @ Jul 4 2019, 01:30 PM) Each bank only obligates to perform update once a month. CCRIS (BNM) side has cut-off date (by 15th) When the bank update to the database shouldn't be regulated as long as they do their due diligence to perform at least one update per month; meaning bank A could update on 1st, bank B could update on 10th I see. Thank you. I will check daily until 15th just want to see when my banks do their update.
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