Hello, i just settled my hire purchase loan due to bad record at ccris. I checked back 2 days ago and the hire purchase record was cleared from my ccris. I have clean record now with outstanding credit card

The reason i cleared my hire purchase bad record is because i urgently need money and planning to apply personal loan. My first attempt is Aeon i-cash and im still waiting for the result since 2 days ago.

I applied 20K and my monthly salaries is 4.5K.

My credit card payment was good for the past 12mths.

Do u think i will able to get the loan? It was anxious when waiting for bank reply. They did called me 2days ago but i didn't manage to pick up the phone.

And now i haven't received a single call from aeon :_(

Outstanding 12745 ,limit 13000

I received aeon call yday evening, they need my employment letter and latest bank statement.

Means i need to improve my oustanding amount first then try again?
Sad : - (
Thank you..at least I will try looking for other way

I see...now my ccris got pending application by aeon..maybe I just wait till the loan rejected then i try dept consolidation then.