https://ctoscredit.com.my/ctos-cares/

Are you applying too many credit facilities including credit card from various banks recently?

This post has been edited by GrumpyNooby: Apr 2 2020, 01:39 PM

I said applying not owning (servicing).

You register using app or web?

Sorry, I'm not sure with the web registration.

This post has been edited by GrumpyNooby: Apr 3 2020, 02:58 PM

During checkout, you can type in the promo code: FREEMCO20

This post has been edited by GrumpyNooby: Apr 3 2020, 03:01 PM

Of course still needed.
I remembered that you need to snapshot with your phone front and back of the NRIC.

This post has been edited by GrumpyNooby: Apr 3 2020, 03:15 PM

Cannot use email?

Contact CS via email.
Details are just few posts above ^

Extension till 31/5/2020

https://ctoscredit.com.my/ctos-cares?utm_so...Tusp3KsCClYW2ho

CTOS Score has no information of your earning/pay and thus that is irrelevant.

You need to understand what are constituted in compiling the CTOS Score.



CTOS Score: The Most Important Number For Financial Health
https://ctoscredit.com.my/learn/ctos-score-...nancial-health/

How to improve your CTOS Score?
https://ctoscredit.com.my/learn/how-to-impr...our-ctos-score/

Anybody received this offer from CTOS?

Received an email titled "Your 60-day FREE trial is ready to be activated"



Upon logging in, like nothing happens and it seems like normal.
No button to click for activate free trial.

Click on "Subscribe Now" on the below banner:



And it leads to pay to select for which plan to buy.

No because no database to record it.
But when they may ask to put your account into special attention if you default/ignore the outstanding after receiving letter from their appointed debt collection agency.

For CTOS Secure ID, there're a lot of info that needs to be provided in order to have an effective & efficient monitoring:

Not asked to provide.
Maybe not.

e-CCRIS can be applied at either BNM branches or AKPK centres.

Bank Negara Enables Faster Online Applications To Obtain Individual CCRIS Reports

You can make your online application with the following steps:

1. Download and fill in the application form.
2. Prepare all the required documents:
a. Scanned copy of your MyKad (front and back) or passport
b. Scanned copy of two supporting documents, such as your driving licence, utility bills, or bank/credit card/EPF statement
3. Submit your completed form and attach the supporting documents through BNM’s webform.



https://ringgitplus.com/en/blog/personal-fi...LRz4GbEra5aIpGo

This post has been edited by GrumpyNooby: Jul 3 2020, 08:29 PM

If received love letter from debt collection agency representing IWK, will that warrant a case file into CTOS > Trade reference?