hi guys, i bought my ctos report just for the lulz, and i found out that my cc limit in the ccris section is still my old limit. the bank doubled my limit around 4 months ago.
problem is, the outstanding amount is from last november which is more up to date. so now ctos/ccris there say my outstanding is nearly 180% over my credit limit which made the score low.
already cleared all on december, now my limit utilisation is less than 5%
is this normal, the bank forgot to update? i just applied second cc this week, dont want to kena reject because of outdated report lei.

This post has been edited by GHBZDK: Jan 10 2020, 01:53 AM