No. Go and find out why.

Having a situation now..

Im taking car loan from cimb and i have missed 1 month payment. Will my credit scoring /CCRIS affected?

Noted: Got 1 month advance payment before this..

So CTOS might show financial stability but not actual figure.
Does CCRIS hows one available funds ($$$$$) in saving & current, personal & company?

I guess the CCRIS shows how many property one is servicing. Does it stated types?

May I know is that credit card Balance transfer amount will affect the house loan top up? But I pay on time every month.

Let say if we pay the outstanding on time, the balance transfer amount is around 10k left, will it afftect our loan application?

if you pay all outstanding on time, it will not affect your loan application. however, your application may be rejected if you already have too much loan including cc under your name, and your current salary is not enough to cover the new loan application amount.

Yes it show whether its commercial loan or residential loan.

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This post has been edited by Nation of Sensation: Mar 29 2014, 10:04 PM

Hello,

Seek some advise from you guys.
I'm a first time home buyer that currently applying the loan. But, I'm facing several issues.

1. My banks says my details was not captured in CCRIS. They can't process my loan.
2. Called Bank Negara, they said first time loan user will not have their details captured. Shall respective banks act on behalf.

What should I do further to clarify my standing as the deadline to resolve my loan is around the corner. Thanks!

you will stand a higher chances by apply the home loan with your bank ( salary credited account ).

Normally your banker will help you to justify, you prefer cash buy thing, or u are just started to work after graduated from university, see approving person buy or not buy only .. Any status of ur loan up to now ?

Need some advice here. I was under AKPK from 2010 and I manage to clear all debt with 11 banks in the last 2 months. Now still waiting for release letter from some banks and also the CCRIS update.

1. Is there anything I need to ask from AKPK since I make full settlement to all banks already?
2. Do I need to check the CTOS and where can I do that?
3. If I want to apply a car loan, do you think the chance is high?

Having 1,1,1,1,2,2,2,2,0,0,0 like that pattern in CCRIS means you will unlikely able to apply for loans?

I had debt with cimb after they auctioned my car , balance standing at 18k at December 2008 now it became 30k , I want settle it the soonest if I nego with the bank , how much lowest can I get ?

hi guys
few month ago i got a ccris knowing from some bank,
can i check which bank putting me into ccris?
thanks

For additional information: http://savemoney.my/ccris-ctos-dcheqs-ram-...ory-in-malaysia

let say if i always pay my credit card bill a few days after i swipe it and my statement always come out 0 balance because i already settle it before statement, will ccris capture my records?

If I'm blacklisted in CTOS... Am I able to borrow PTPTN loan??

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This post has been edited by Karlok2: May 4 2014, 06:23 PM