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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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eddieltw
post Jan 21 2021, 12:07 PM

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hi, anyone knows how to chk the status if in CCRIS/CTOS report show im a guarantor.

i got my report that says im a guarantor for x amount, but i dont have any idea when i became . i called both ctos n ccris, they both cannot tell me its from where.
thanks if anyone can give advice.
yongs90
post Jan 21 2021, 09:17 PM

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may i know BNM CCRIS for Jan 2021 will be updated when?
GrumpyNooby
post Jan 21 2021, 09:19 PM

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QUOTE(yongs90 @ Jan 21 2021, 09:17 PM)
may i know BNM CCRIS for Jan 2021 will be updated when?
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Next month 15th
edwin1002
post Feb 6 2021, 10:55 PM

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CTOS report how much? last time is free promo code, now need to pay already
GrumpyNooby
post Feb 6 2021, 11:35 PM

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QUOTE(edwin1002 @ Feb 6 2021, 10:55 PM)
CTOS report how much? last time is free promo code, now need to pay already
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RM 24.85 for one time purchase

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1tanmee
post Feb 7 2021, 03:41 PM

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How do I dispute the CCRIS records? I have been cleared off AKPK since last month, but the record in CCRIS is still showing AKPK..

moonsatelite
post Feb 8 2021, 11:12 AM

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QUOTE(1tanmee @ Feb 7 2021, 03:41 PM)
How do I dispute the CCRIS records? I have been cleared off AKPK since last month, but the record in CCRIS is still showing AKPK..
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If you've registered for access to eCCRIS then you can view your report and click verify at the bottom right portion, submit any relevant documents and they should get back to you within 48hours.

If not, you'll have to drop an email to BNMTelelink
GrumpyNooby
post Feb 9 2021, 08:56 PM

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CTOS provides tenant screening for landlords, property agents

KUALA LUMPUR: Credit reporting agency CTOS Digital Sdn Bhd is expanding its services by providing its tenant screening solution for landlords and property agents.

In a statement on Tuesday, it said the fully-digitised solution offers landlords and property agents quick and accurate checks on potential tenants, resulting in a more reliable application selection process.

It added that a good tenant will ensure the property is well taken care of, utility bills paid promptly and in full, fittings and furnishings properly used and well-maintained.

However, a poor tenant may not just leave the rent and utility bills unpaid, but also may damage the property which could lead to significant impact on the value of the property.

Dennis Martin, CEO of CTOS Digital Sdn Bhd, the holding company of CTOS Data Systems, said the “CTOS Tenant Screening” is the latest in its move to bring digital business solutions to more diverse industries across Malaysia.

https://www.thestar.com.my/business/busines...property-agents
lolabunny123
post Feb 10 2021, 05:43 PM

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Will my CTOS score improve the following month if I settled all my delinquency by this month?

I called CIMB to cancelled my CIMB Lazada prepaid card last year but for some reason the card was not cancelled and is overdue for the fees of RM9.43 for almost 4 months! My score went from 730 to 447

Die lo planning to buy a car next month.

This post has been edited by lolabunny123: Feb 10 2021, 05:45 PM
moonsatelite
post Feb 10 2021, 10:40 PM

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QUOTE(lolabunny123 @ Feb 10 2021, 05:43 PM)
Will my CTOS score improve the following month if I settled all my delinquency by this month?

I called CIMB to cancelled my CIMB Lazada prepaid card last year but for some reason the card was not cancelled and is overdue for the fees of RM9.43 for almost 4 months! My score went from 730 to 447

Die lo planning to buy a car next month.
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credit score takes time to build, it'll take months to get back to your former score of 730
kevyeoh
post Feb 13 2021, 03:39 PM

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question...even if there is no missed payment, steady and good income but the CTOS score will gradually drop if a person did not make any credit card or loan application for more than 1 year or 2 years or more, is this statement true?
jack2
post Feb 16 2021, 09:32 AM

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If a bank blacklists or close the bank account of someone because of some case reported which is unknown to the account holder, how to clear up this issue?
jack2
post Feb 16 2021, 09:35 AM

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QUOTE(1tanmee @ Jan 19 2021, 07:32 PM)
I have filled up the BNM form for CCRIS, but where/how do I send to?
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QUOTE(yongs90 @ Jan 21 2021, 09:17 PM)
may i know BNM CCRIS for Jan 2021 will be updated when?
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QUOTE(moonsatelite @ Feb 8 2021, 11:12 AM)
If you've registered for access to eCCRIS then you can view your report and click verify at the bottom right portion, submit any relevant documents and they should get back to you within 48hours.

If not, you'll have to drop an email to BNMTelelink
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How to register eCCRIS?
GrumpyNooby
post Feb 16 2021, 09:39 AM

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QUOTE(jack2 @ Feb 16 2021, 09:35 AM)
How to register eCCRIS?
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Go to nearest BNM or AKPK branches to generate the first time registration PIN.

Perform the First Time Login at https://eccris.bnm.gov.my/eccris/app/sec/se...execution=e1s1#!

This post has been edited by GrumpyNooby: Feb 16 2021, 09:39 AM
jack2
post Feb 16 2021, 10:57 AM

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QUOTE(GrumpyNooby @ Feb 16 2021, 09:39 AM)
Go to nearest BNM or AKPK branches to generate the first time registration PIN.

Perform the First Time Login at https://eccris.bnm.gov.my/eccris/app/sec/se...execution=e1s1#!
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BNM tak buka due to MCO.

Not sure if the Ctos report consists on what the CCRIS is?
GrumpyNooby
post Feb 16 2021, 11:01 AM

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QUOTE(jack2 @ Feb 16 2021, 10:57 AM)
BNM tak buka due to MCO.

Not sure if the Ctos report consists on what the CCRIS is?
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MyCTOS Score report (available by paying RM 24.85/report) will have all the CCRIS details.

https://ctoscredit.com.my/
jack2
post Feb 16 2021, 11:53 AM

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QUOTE(GrumpyNooby @ Feb 16 2021, 11:01 AM)
MyCTOS Score report (available by paying RM 24.85/report) will have all the CCRIS details.

https://ctoscredit.com.my/
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Bought liao but nothing is stated if BL by the bank
GrumpyNooby
post Feb 16 2021, 11:57 AM

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QUOTE(jack2 @ Feb 16 2021, 11:53 AM)
Bought liao but nothing is stated if BL by the bank
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BL?
ronnie
post Feb 16 2021, 03:40 PM

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QUOTE(jack2 @ Feb 16 2021, 11:53 AM)
Bought liao but nothing is stated if BL by the bank
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Make sure all your CCRIS is nice and clean
1tanmee
post Feb 25 2021, 07:08 PM

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How do I dispute the CTOS records? Says that my Credit Limit for the card I owned is much lower than what the bank provide me now.

Higher Permanent Credit Limit granted by my bank is thru phone call, so there is no paper records

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