Only include credit card
CCRIS, CTOS, Blacklisted by Bank, Whats The different.
CCRIS, CTOS, Blacklisted by Bank, Whats The different.
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Nov 11 2018, 01:53 PM
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All Stars
11,954 posts Joined: May 2007 |
Only include credit card
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Nov 11 2018, 04:27 PM
Show posts by this member only | IPv6 | Post
#2582
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All Stars
52,874 posts Joined: Jan 2003 |
Debit/prepaid card is not credit facility.
It's your own money in either your saving account or your stored wallet. That's your limit. |
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Nov 13 2018, 05:42 PM
Show posts by this member only | IPv6 | Post
#2583
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Senior Member
1,608 posts Joined: Nov 2007 |
Finally, registered eccris.. Surprisingly, a lot of people using the kiosk at bnm..
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Nov 13 2018, 05:45 PM
Show posts by this member only | IPv6 | Post
#2584
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All Stars
52,874 posts Joined: Jan 2003 |
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Nov 13 2018, 06:37 PM
Show posts by this member only | IPv6 | Post
#2585
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Senior Member
1,608 posts Joined: Nov 2007 |
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Nov 25 2018, 10:55 AM
Show posts by this member only | IPv6 | Post
#2586
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Junior Member
208 posts Joined: Jun 2012 |
Can I get the banks to remove the legal action in my ccris report immediately of I pay up the arrears?
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Nov 25 2018, 10:29 PM
Show posts by this member only | IPv6 | Post
#2587
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All Stars
52,874 posts Joined: Jan 2003 |
Mind asking how CTOS Secure ID protection works?
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Nov 27 2018, 03:19 AM
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Junior Member
419 posts Joined: Jul 2016 |
Wondering, does the credit score take charge-card into account?
Or it only works for credit-card? And of course, debit-card is untouchable. Correctly me if I am wrong, but there are not much information about charge card. |
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Dec 8 2018, 04:01 PM
Show posts by this member only | IPv6 | Post
#2589
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Senior Member
1,484 posts Joined: Oct 2015 |
QUOTE(potatobanana @ Nov 27 2018, 03:19 AM) Wondering, does the credit score take charge-card into account? Charge cards as in AMEX? Yes, it is taken into accountOr it only works for credit-card? And of course, debit-card is untouchable. Correctly me if I am wrong, but there are not much information about charge card. |
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Dec 8 2018, 04:08 PM
Show posts by this member only | IPv6 | Post
#2590
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Senior Member
1,484 posts Joined: Oct 2015 |
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Dec 8 2018, 05:14 PM
Show posts by this member only | IPv6 | Post
#2591
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Senior Member
1,608 posts Joined: Nov 2007 |
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Dec 11 2018, 03:53 PM
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All Stars
52,874 posts Joined: Jan 2003 |
Promo Code: CTOS1212FS |
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Dec 11 2018, 07:17 PM
Show posts by this member only | IPv6 | Post
#2593
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Newbie
42 posts Joined: Oct 2013 |
I just printed my CCRIS report recently, saw there's record of my cancelled credit card years ago, will these affect my future credit card application if there's too many cancelled credit card?
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Dec 11 2018, 09:04 PM
Show posts by this member only | IPv6 | Post
#2594
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All Stars
52,874 posts Joined: Jan 2003 |
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Dec 11 2018, 10:12 PM
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All Stars
11,954 posts Joined: May 2007 |
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Dec 12 2018, 10:53 AM
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All Stars
52,874 posts Joined: Jan 2003 |
Just bought a CTOS Score Report for RM 12.72.
CCRIS report is instantly available. At last, my score is above 744. PTPTN shows all zeroes. |
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Dec 13 2018, 10:31 AM
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All Stars
52,874 posts Joined: Jan 2003 |
Just found out that adding additional CC from the same financial entity will be treated as a NEW application:
Credit Application 1 28-03-2018 A Own Public Bank XX,000.00 2 23-04-2018 A Own Public Bank XX,000.00 In the end, it's just a shared CL from the first card. |
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Dec 13 2018, 12:25 PM
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All Stars
13,563 posts Joined: May 2015 |
QUOTE(David83 @ Dec 12 2018, 10:53 AM) Just bought a CTOS Score Report for RM 12.72. You could get it FOC atCCRIS report is instantly available. At last, my score is above 744. PTPTN shows all zeroes. https://ctosid.ctos.com.my/ctosid_new/cimb_A |
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Dec 13 2018, 01:21 PM
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All Stars
52,874 posts Joined: Jan 2003 |
QUOTE(ClarenceT @ Dec 13 2018, 12:25 PM) Tried many times.I can't get a copy from there. |
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Dec 23 2018, 02:37 PM
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Elite
5,013 posts Joined: Mar 2009 From: Land of make believe |
To anyone who completed the survey and got the free code, how long is it valid for?
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