Charge cards as in AMEX? Yes, it is taken into account

They need to get the eCCRIS log-in details, maybe? Or the sheer distrust to doing things online, that they prefer the kiosk?

How long does the record stays in CTOS?

Just checked my CTOS records, and seems that it's still showing the last time I purchased the record (which was in 2016!). question would be.... when banks extracts a copy of my CTOS records, would they get the latest info available, or the outdated record i last purchased in 2016?

we both meant to know, as far as banks are concerned, do they take the latest CTOS records available (i.e. current month) or the last available, like the 1 we see (in my case, updated in 2016)

hairan, coz didnt get mine. by right i should get two free reports per year

Records-wise, do both RAMCI/ CTOS carry the same details?

if one is under AKPK, can he apply for car loan?

how far out to apply for loans after cleared from AKPK?

But car loans are collateral loans ie less risk?

When is the best time to get the most updated details? 16th onwards should be best right, because banks would have given the details to CTOS by 15th?

I suppose FI would refer to the most updated CTOS details. But here's to confirm that my understanding is correct. Bought the CTOS report waaaaay back in 2011, in which my score is low. Surely they are not refering to this outdated report anymore, right? Like they will see the Feb'23 records instead, surely?

I know this post is dumb, but paranoia got the best of me!

My Hire Purchase ends last month. How would this be reflected in the CCRIS? Does it get removed from the CCRIS this month onwards, or will I still see 0 for the following months?

This post has been edited by watabakiu: May 5 2024, 12:06 AM