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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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nookie7
post Jul 4 2016, 03:05 PM

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QUOTE(David83 @ Jul 4 2016, 03:02 PM)
Did they share what is wrong with PTPTN records?
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i just use my KWSP to settle the up to date outstanding.. i have not restructure..so my past CCRIS record when i check..i haven paid for quite a while so the records was not good.

which i think quite puzzled when Maybank can approve my car loan..been tryin to get a CC ever since but failed.
lifebalance
post Jul 4 2016, 03:20 PM

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QUOTE(nookie7 @ Jul 4 2016, 03:05 PM)
i just use my KWSP to settle the up to date outstanding.. i have not restructure..so my past CCRIS record when i check..i haven paid for quite a while so the records was not good.

which i think quite puzzled when Maybank can approve my car loan..been tryin to get a CC ever since but failed.
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Some banks will be more strict.
nookie7
post Jul 4 2016, 03:23 PM

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QUOTE(lifebalance @ Jul 4 2016, 03:20 PM)
Some banks will be more strict.
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yea i agree on that...
mosfet83
post Jul 7 2016, 07:12 PM

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QUOTE(nookie7 @ Jul 4 2016, 03:05 PM)
i just use my KWSP to settle the up to date outstanding.. i have not restructure..so my past CCRIS record when i check..i haven paid for quite a while so the records was not good.

which i think quite puzzled when Maybank can approve my car loan..been tryin to get a CC ever since but failed.
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Which card you applied?
aromachong
post Jul 9 2016, 01:40 PM

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QUOTE(mosfet83 @ Jul 7 2016, 07:12 PM)
Which card you applied?
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Secured loans are easier
danieltsg90
post Jul 10 2016, 11:14 PM

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I have name in ctos and no name in ccris and no bankruptcy will it blacklist me from oversea??
lifebalance
post Jul 10 2016, 11:15 PM

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QUOTE(danieltsg90 @ Jul 10 2016, 11:14 PM)
I have name in ctos and no name in ccris and no bankruptcy will it blacklist me from oversea??
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who blacklist u?
danieltsg90
post Jul 10 2016, 11:17 PM

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QUOTE(lifebalance @ Jul 10 2016, 11:15 PM)
who blacklist u?
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I have no idea who blacklist me and I can't check it important is I can go oversea or not..I think is P1 wifi

This post has been edited by danieltsg90: Jul 10 2016, 11:20 PM
lifebalance
post Jul 10 2016, 11:20 PM

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should be fine as long as you're not under the gov blacklist
danieltsg90
post Jul 10 2016, 11:22 PM

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QUOTE(lifebalance @ Jul 10 2016, 11:20 PM)
should be fine as long as you're not under the gov blacklist
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Imigration I check through online is ok no blacklist but I scare my name will sudden come out is very sad
lifebalance
post Jul 10 2016, 11:28 PM

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QUOTE(danieltsg90 @ Jul 10 2016, 11:22 PM)
Imigration I check through online is ok no blacklist but I scare my name will sudden come out is very sad
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well as long as not listed in ptptn, bankruptcy or magistrate order then it's fine
danieltsg90
post Jul 10 2016, 11:29 PM

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QUOTE(lifebalance @ Jul 10 2016, 11:28 PM)
well as long as not listed in ptptn, bankruptcy or magistrate order then it's fine
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What is magistrate??ptptn and bankruptcy I have no is magistrate only is what

This post has been edited by danieltsg90: Jul 10 2016, 11:30 PM
aromachong
post Jul 11 2016, 08:01 AM

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QUOTE(lifebalance @ Jul 10 2016, 11:28 PM)
well as long as not listed in ptptn, bankruptcy or magistrate order then it's fine
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Correction, It's High Court

Madgeniusfigo
post Jul 11 2016, 08:17 AM

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QUOTE(aromachong @ Jul 11 2016, 09:01 AM)
Correction, It's High Court
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Sharp! thumbup.gif
Dm9
post Jul 11 2016, 10:06 AM

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QUOTE(Madgeniusfigo @ Jun 30 2016, 07:05 PM)
Dear,

If you have settled the outstanding amount, you can submit your loan right away, given that you have received the letter.

To settle PTPTN issues, there's 2 ways:

1. Visit a PTPTN centre and ask for PTPTN debt restructuring, they will help you restructure your payment for the debt. However, you would need to pay off a certain amount of the outstanding loan, before they allow restructuring to take place. After that, they will provide you a letter of restructuring, 4 pages. Bank will calculate your installment based on the payment stated in the letter.

2. Visit PTPTN centre, and settle the outstanding amount. After that, they will provide you a letter of settlement.

With above methods, will enable your loan to approved, given that PTPTN is the only obstacles.

Cheers
Dear,

yes this is right, however there's few more pages to it.

Cheers
Well,

usually it cost RM10, 30minutes too...
Any reason given by them?
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Bought another report from ccris4u.com yesterday, now even faster, receive the report within 5 mins thumbup.gif

This post has been edited by Dm9: Jul 12 2016, 12:39 PM
lifebalance
post Jul 11 2016, 10:09 AM

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QUOTE(Dm9 @ Jul 11 2016, 10:06 AM)
Bought another report yesterday, now even faster, receive the report within 5 mins  thumbup.gif
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Probably got clogged up by slot of request previously so the turn around time is slower
Madgeniusfigo
post Jul 11 2016, 11:30 AM

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QUOTE(Dm9 @ Jul 11 2016, 11:06 AM)
Bought another report yesterday, now even faster, receive the report within 5 mins  thumbup.gif
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Dear,

That's great!

You are the 1% lucky to receive it that fast!

hahaha rclxms.gif
nookie7
post Jul 11 2016, 11:49 AM

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QUOTE(mosfet83 @ Jul 7 2016, 07:12 PM)
Which card you applied?
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i apply for MBB but dono will get or not.
twhong_91
post Jul 13 2016, 08:47 AM

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http://ccris4u.com/

hi guys, this website doesn't required any documentation to purchase our ccris report? any whatsapp msg them will do?
usernameINVALID
post Jul 13 2016, 09:08 AM

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i applied for a personal loan but got rejected becoz of my ptptn

i admit that im not that good with my repayment for the past years but since converting to ujrah since Feb 2016,i never missed a payment

is this normal or this is a mistake on ptptn behalf?i dont have my ccris report yet just that ive been informed by the bank only



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