Revise interest rate letter, anybody got template?
Revise interest rate letter, anybody got template?
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Jun 27 2008, 07:11 PM
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Senior Member
1,523 posts Joined: Dec 2007 From: Puchong... |
thanks |
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Jun 27 2008, 09:10 PM
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Senior Member
734 posts Joined: Jan 2003 |
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Jun 30 2008, 02:28 PM
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Junior Member
47 posts Joined: Jun 2008 |
I too have a loan with Citibank. I wrote to them, simple letter, asked them to revise the interest rate because I'm good pay master and have few home loan with them (actually co-name with parent) and also credit card with them for long time.
They called me and offer me peanuts, BLR-1%. not satisfy, told them in the market other bank offer BLR - 2 %. Then they counter offer BLR-1.3%, lock-in 3% for 5 years or 5% for 3 years. All this only possible if you have pass your previous lock-in period, mine was 3 years. |
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Jun 30 2008, 05:06 PM
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Senior Member
4,397 posts Joined: Jan 2003 |
QUOTE(ceteh @ Jun 30 2008, 02:28 PM) I too have a loan with Citibank. I wrote to them, simple letter, asked them to revise the interest rate because I'm good pay master and have few home loan with them (actually co-name with parent) and also credit card with them for long time. Refinance to another FI They called me and offer me peanuts, BLR-1%. not satisfy, told them in the market other bank offer BLR - 2 %. Then they counter offer BLR-1.3%, lock-in 3% for 5 years or 5% for 3 years. All this only possible if you have pass your previous lock-in period, mine was 3 years. Tons of -2% around now |
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