My advise is BOOK IT NOW before the list gets longer then u have to wait longer also.

At least 5 months as standard, u look around la some SA might be able to get you faster depend on their stock.

You apply the loan then you wait for you car, only payment you do is the booking fee. you only start paying when you get the car.

ya the 500 booking fee unfortunately you have to pay try getting 90% loan la...

Come on bro. Dont rush. I also plan to get 1 blm but, without proper planning, i might get trouble in future.
That's why i try to save until next year before booking.

$

ya the n-line is 31k...em the loan part i not too sure but i think full loan means like 99% of the amount with you only paying minimum down payment. But full loan hard to get.

Saving first bro. Better late then never.

ya save 1st, make sure you got enough to service the loan for half a year before you apply, you would not want the bank to tarik your car incase you havw problems to service the loan right.

WhiteWing,

actually u can get 100% loan if u take the lower range saga..
U can book ur car 1st..

mine i dun have to pay anything till the car comes. so u check out what is needed, then u plan ur salary nicely.

try to apply AMBANK loan.. its easier to get. rather then public bank n all.. and also u need a 3 months salary pay slip and fax it to them. they will ask u some questions about ur job.. just hentam nicely la.. i guess u know what to do =)

*the bank will call u only when the car is nearly arriving*

but i suggest that u better plan ur salary,
because its RM429 per month if its a 9 year loan..

WhiteWing
I suggest that u plan really nice nice for your car, as not only downpayment & monthly installment, u have to plan your FC as well. Please bear in mind that petrol might hike up from time to time, so have to plan your budget wisely, else later u will suffer from that. Besides, everymonth also must got sum savings for ur services, maintenance, tyre and so on after a certain period or usage, this is all money.