Banks in Malaysia are considered better governed, as in having strict rules in credit risk policy (adapting Basel II, Basel III). Unlike some other banks in other countries, where the banks over borrowed, and ended up kaboom when there is not enough of cash to turnaround.
It is also part of the rules set by BNM for banks to adhere to, which is a good point for investor to place their money in banking institute in Malaysia.

BIMB is a good start for new entry investor (Considering the capital needed is still small compared to other more matured banks.)

Affin is also heading for a good start recently. They had been making good profits since internal management changed (for the better). There will be a lot of prospect in Affin as they continue to grow overseas.

  Hi brother stranger83, I got qute a number of BIMB & Affin shares....bought both last year with BIMB at $1.20+ & Affine at $3.11+.......still I am not running as I still see more upswing later on, so I am expecting more returns on my investment. Brother stranger83, worry not too much about these 2 banks share prices going down temporary.......profit taking as usual.  I bought into these 2 banks as they are the cheapest banks shares to buy & with good potential too.......maybe I bought into these 2 banks as I want to be a "Ah Long"....yes, Banks are LICENSED AH LONG.
As it is, my investment on these 2 counters had bring me returns of 5 figures $$  & I am still waiting for more returns. 
One more thing is this......the top management in Affin had said that Affin takes over other banks and NOT THE OTHER WAY AROUND [to be take over by others].......yes, nothing is impossible. Figure this yourself......this........the biggest shareholder of Affin & Boustead is both the Lembaga Tabung Angkatan Tentera (LTAT) & it seems that Boustead still owes BIMB plenty of money.......so could there be something going on between these 2 banks?
One more thing, Malaysia is to become the Islamic Bank Center of South East Asia if not Asia & Bank Negara is issue 2 more Islamic Banking licenses to foreigners, yes foreigners, this year & these foreigners who wants to operate an Islamic Bank in Malaysia must have a mininum paid up capital of USD$1Billion & BIMB had only about US$300 million......then BIMB will be a much smaller Islamic Bank compare to these 2 foreigner Islamic Bank. Can it survive with it's small capital when these 2 bigger foreign Islamic banks are here?......no, I suppose not & will the Government allow it to fall too, I guess not too . So what else but to find a partner sooner than you think.
Now Maybank had it's hands full with Kim Eng, Hong Leong hands full on EON, Public Bank maybe merger with Hong Leong......so left with which bank, CIMB, Affin, RHB? .....or perhaps BIMB had to seek a foreign partner to buy into it. As it is, in the latest BIMB announcement on Wednesday,  12 Jan 2011  that FOREIGN OWNERSHIP IN BIMB HOLDINGS BERHAD  now stands at 1.24% & so still have plenty of room to reach 30% for foreigner ownership.........so, maybe BIMB tied up with a Malaysian Bank or Foreigners?
Yes, all Malaysian Banks had ISLAMIC BANKING but not one had 100% Islamic Banking.
Bank Islam Malaysia Berhad : The First Islamic Bank in Malaysia

Bank Islam started operations in July 1983 as Malaysia’s first financial institution to operate based on Shariah compliant principles. Since then, Bank Islam has become synonymous with Islamic banking in Malaysia. As the flag-bearer for the country’s Islamic financial services industry, its vision is to be “The Global Leader in Islamic Banking”.

With an initial authorized capital of RM500 million and a paid-up of RM80 million, the bank embraced the huge challenge of breaking new ground. Its authorized and paid-up capital was increased to RM2 billion and RM563 million respectively, over time, to accommodate the growth of its assets and the expansion and growth of its operations.

With a network of 90 branches nationwide, the bank parades a comprehensive list of more than 50 innovative and sophisticated Islamic banking products and services, comparable to those offered by its conventional counterparts.

The Shariah-compliant banking products and services also expanded from the traditional savings and investment types to include leasing, stock broking, unit trust management and treasury related products, catering to the personal and commercial needs of Muslims and non-Muslims alike.

Being a pioneer, Bank Islam played a leading role in promoting the expansion of Malaysia’s brand of Islamic financial services to markets in the region. As a result, the Bank Islam has become a well-established and well-received brand.
..........just my 2 cents worth.
Cheers to all.....much love.

Brother Novice76, I am 100% genuine....no doubt about it. Since the day I bought BIMB shares, I had yet to dispose any single share. In fact, I add more yesterday even though it increases my average buying price. As I had said, I bought BIMB shares at 1.20+ last year & now with more buying yesterday, I had in fact increase my average buying price.
Have faith in this counter my friend & I am sure you will not be diasppointed.......now may I ask you which listed bank share price is so cheap & undervalue......brother, please take a good look at this figures.....NTA $1.36, Revenue [15 months] $2.074 Billion, Profit/Loss After Tax and Minority Interest $323.757 million, EPS [Basic Earnings Per Shares] 15.98 cents......& yet trading at $1.49 last.
Now compare Affin Bank, my other banking shares besides Ambank,,,,,,,,NTA $3.46 , Revenue $1.652 Billion, Profit/Loss After Tax and Minority Interest $323.757 million, EPS [Basic Earnings Per Shares] 24.23 cents......& yet trading at $3.50 last. ....still very cheap too.
So you can see Affin Bank EPS is only about 34% more than BIMB.......now see the last price ...BIMB $1.49 Affin 3.50 [Affin Bank TP as quoted $4.10]......so what should BIMB share price be actually?
Now you do your homework & compare the above details with other listed banks & their last price.
Cheers brother Novice76, happy investing & good luck too......take care too brother Novice76.

neither do I believe FA fully works, but I keep an open mind on both. its the timing to buy or sell, graph cums in 
do continue sharing ur FA on other shares in ur watchlist  Happy Chinese New Year & drive safe too  
eh... y so much love?  is someone suppose to drop the soap or mou tai?  

we both hav been fighting since day1     I do not use FA, TA solely by itself & to repeat nicely again... using combination of both
So how am I going to giv u one stock, which TA can do the said 
since u say u got power of FA, at wat price would u rekomen to enter bimb? $1.70 and average downwards from there?
or y dun u giv one FA stock tat can do the said & we'll measure its performance in the coming weeks 

all I can see from the bimb graph is anything below $1.30 is ok to buy or anything above $1.90
anything in between is a congestion & tidur time. does buy high, sell higher works in bolehland? 
furthermore, I only have cincai data available to do improper analysis on bolehland shares
for usa shares, I got access to uncincai data. eg

[attachmentid=2017244]

[attachmentid=2017243]

to compare with usa, wat do u think of ownership by mgt, banks & funds? do u consider it important?
if u hav data showing u no. of funds increasing every quarter? do u consider it important?
how do u see where the previous volume support, resistance & moving averages is without a graph? do u consider it important?

well if u consider it unimportant. wat can I say?     no offense intended & constructive criticism is healthy for debate
our experience differs & its difficult for a fish to tell a bird how nice it is to live underwater 
we can continue our argument in a specific thread once u decided on ur share via solely FA 

hmm, ur FA choice cums with a graph  huh? does FA uses graph? 
anyway, its revenue looking good, but the net profit needs some further hard work
if its net profit increase, then ur target can reach, but tis looks like a goreng share 
http://biz.thestar.com.my/marketwatch/fin_...?searchstr=9601

I dun use metastock or any software for those deep TA, mine is KISS method
looking at graph itself, would say all indicators shows overbought, a pullback is required to shake weak holders
47 sen or 41 sen seems a safer level to enter BUT I hav no position in it & wun enter it either
http://biz.thestar.com.my/marketwatch/char...9=0.813&comurl=

if u recall the discussion of TA on fkli, the TA indicators shows oversold & should go down further
but its a gamble to decide where the turning point is, bcoz indicators are extremely lagging 
as time goes by, u will get the hang of tis art & decide when to enter  but u r FA, so nvm la

so u r banking on future earnings, interesting article for u
http://allaboutinvestment531.blogspot.com/...g-ventures.html
buy the rumor, sell the news & which ceo doesn't promote his own co  u dun see them talking negative on co prospect

can anyone giv detailed graph analysis which shows some indicators with volume, daily & weekly timeframe? 
no doubt tin prices going up
[attachmentid=2017573]

Hope you got a bargain just now..hehe trading at Rm 1.47 now. I can sell off now for some Kfc meals but Im holding it for long  

Any research paper to share? 

OK let try on one stock. My FA says it could go up to above rm one, time frame is 6 months to 1 year. This stock rose from 16sen to 56sen now.

Quotes  from Warren Buffett : “If a business does well, the stock eventually follows.

HWGB 9601, could your TA believe it ?

This is the latest report on Affin by CIMB...other than that I don't have...last report dated 11 January 2011, still new.
Affin is now at it's almost level, so you should pick it up. My last sold was 3.58 more than 1 month ago....TP 4.04
Cheers brother SKY.....you take good care too...much love.

  BIMB go go goooooooooooooo