You must have been very disappointed right? Well can say I'm stupid but that is my personality. I can't bear to tell him that I will terminate his long-time service just so I could save some extra coffee money.

I have been waiting for opportunity for a very long time, when opportunity comes knocking we hop on. It's ok if we get it a little wrong sometimes, as long as the dividend payout is still intact and better than FD.
And I too have noticed that EPF is continuously and consistently buying Maybank instead of their usual buy sell buy sell pattern.