Someone, VIP is going to give a speech next week. Every fund manager has to support a bit.

This post has been edited by SKY 1809: Oct 31 2008, 05:15 PM

OT a bit . By the way, is your offload ok today ?

We may not know whether Maybank's share going up or coming down.

One thing that we can bet , they would lose on impairment costs on buying banks in overseas, unless they can see and smell gold in long term.


This post has been edited by SKY 1809: Nov 11 2008, 10:17 PM

I think so, needs to have lot of holding power.

That reminds me of a local story of a Chinese family.

Those days when a Chinese has 4 children, commonly when the children grow up and they would contribute partly back and support the family in return .

But today or in future , mostly changed. My brother in law has to send the children to U. Still finance them with cars when they come out to work. Contribute a lot when they buy houses. And now still giving out when they have grand children.

So right issue is something a burden ( like having more children ), but the earnings of parents ( or Maybank) remains almost the same. Maybank still has to look after the cashflow of their Indo banks , right. Mostly outflows than inflows.

More of a liability than asset .

Correct me if I am wrong.

This post has been edited by SKY 1809: Apr 4 2009, 09:05 PM

What Dr Mahathir says sometimes is quite right.


The current or previous Batch of CEOs worldwide are highly rewarded for causing not only problems to the shareholders, sometimes worldwide problems.

By right , according to him some CEOs should stay in jails, for doing some things fundamentally wrong.

P/S : Some CEO also do not know how to take care of HDDs of computers whem they preach a lot to others on risks management

This post has been edited by SKY 1809: Apr 4 2009, 04:38 PM

I understand from my broker that you do not have to wait for the form to arrive if you are in the hurry to sell ( maybe better price on first day ). Just arrange with your broker to do so ( the one you that you bought yr TMI shares from ). The system has your info.

By the time, the postman delivers the form to you, it could be on the very last few days.

In between, you may lose some sleeps while waiting and the price is dropping day by day.

The best is to check and arrange with your broker . I believe there is also some odd lot, so got to trade in odd lot mkt.

This post has been edited by SKY 1809: Apr 4 2009, 09:06 PM

Ya, have to sell rights within 7 days. Too bad if have to go overseas or outstations.

I believe your broker still needs you to sign a form or two ( from them ) to act on your behalf.

Maybe through emails or fax . Just check with them

If send by Emails, do not need postman, maybe postmaster.

Still can sell without form, just call your stock broker.

Yes, you are right.

If you are not too fussy, RM 1.05 can buy some other good counter ( at mother share level ).

Some more, do not need to subscribe for the right. So can do more leverage.

Nothing is for sure, except both have risks.

Maybank's impairment write off is estimated to be about 700m to 800m in this Q. NPL provision could be also higher depending on the economy.

Maybank also has hgher borrowings ( higher interest expense compared to before )

And their foreign banks do not contribute much to their profits.

Next Q results could be ugly.

Correct me if i am wrong.

This post has been edited by SKY 1809: May 23 2009, 10:14 AM

Ya you are right , that is one big area KPI is not in place.

KPI only tests end results, but rubbish in is always rubbish out. KPI cannot change the results to be better.

No one is paying attention to the Bad loans ?

Other Banks are reporting some dropping on bad loans, Maybank is reporting much more.

Maybe its size justifies more bad loans

This post has been edited by SKY 1809: Aug 25 2009, 11:59 PM

Maybank is less bad than Kartika case.

Corruption is less bad than drinking beer, regardless the amount involved.

That could put FF off.

Judge your own.

This post has been edited by SKY 1809: Aug 27 2009, 10:41 AM

http://themalaysianinsider.com/index.php/m...acy-to-malaysia

This reinvestment plan is not new, has been practised by unit trust ind for many many years.

The con is you might get odd lots in the end ( correct me if I am wrong ). This would not happen to UT bcos you can sell any numbers of units ( could be a min each time ).

For those intend to reinvest the dividends let say to REITS could find it be more costly now. Extra cost of disposing the units esp the odd lots.

Like you say Basel 3 may lead to less cash dividends to be paid by banks ( the trend )

Even PBB might need to boost up their capital base under Basel 3, guessing only.

This post has been edited by SKY 1809: Mar 27 2010, 09:24 AM

Well, getting regular Cash Dividends is a good way of getting passive incomes.

Esp good for those are working towards a retiring plan.

I believe Cash is King, bcos there are so many investment vehicles out there.

Each has its own merit at a specific time period , taking into the consideration of many trade cycles that we have in our lifetime.

Just my view.

This post has been edited by SKY 1809: Mar 27 2010, 10:04 AM

I agree.

Just saying there is nothing much to shout about this plan.

Not the way America was discovered.

Well at the speed of internet and the very unusual economic policies that the whole world has, recession could pay us a visit sooner than expected, a more powerful one each time.

Too big to fail would not be valid in the coming one.

So, Cash is still King in many ways ( convertibility at any time ) .

Change change change . This Year is the Year of Change.

Change your mindset, and soon you see Maybank touching rm 20.

Before that, you must change lah, abcdef.........G.

This post has been edited by SKY 1809: Jan 2 2012, 12:43 PM