Uhmmmm problem is not everyone aware of this. lots of ppl still use up to 4th times per month to withdraw their money from Maybank. Tats y maybank is earning big bucks. Think bout it, it is conside as hidden earning for them as ppl already got mind set tat withdraw from the bank itself( not meps) wont be charges instead maybank do charge. How many ppl really know bout the charge u mentioned? hehe... good tactic maybank~! :/