At this environment, I think it's better to go for stability rather than hunt for amazing growth, which may or may not happen.

BANK long term alwasy hv great outlook but their risk in lending risk..the reason we hv Financial capital requirement like BASEL.

i draw a simple layout- let said tiger bank start with 1 branch with 1 million.

meanz the bank can seedz to lend out consumer at 90%. (bank business model)

when the business grow; bank open new branch with 1 million again so one and son with new branch.

bank lend consumer or comercial with loan in return of interest.

at the same time bank allow to take deposit indirectly increace their 1million seed capital to lend out.

We forget the BASEL and Capital provision the bank need to retain.....

the only risk bank business is when lender not able to pay the money bank with asset.

Bank able to auction the hse get back the loan money. Same to SME loan; hire purchase.

Beside bank they also do Investmen bank, Asset management(Unit Trust) and Insurance..

Everyting is provision by regulation and high compliance.

Only problem when the EYE closed RISK; and money loan out without proper asset back or Great business failure

when it fail bank cant clawback any money - then the Non Perfomance loan give a bad impression to bank.

mine 2 sen....

This post has been edited by felixmask: Nov 27 2014, 01:50 PM

So, felix the cat...today Tiger Bank share price weak, u got accumulate?

Or want wait til drop 2 sen

i buy when ppl sell....mine hand not ithcy to buy tiger bank
scare no money to buy onli.

Economic outlook M'sia is stable..therefore im not interested.
But im looking mine China Fund....those Hk financial stock maybe rally if our Abe with the vote to use his last arrow.

but mine itchy hand ask me to buy China Fund realted to Financial counter.

This post has been edited by felixmask: Nov 27 2014, 01:20 PM

u wanna buy thru investing in China UT fund?

Why not buy direct? Now got HK-China Connect

i see Maybank trade ASEAN and HK security ..must pay some fee which i have no idea what for.


what ever...i switch mine current PM bond fund to PM China equity fund.


Attached File(s)
 maybank_nominee_global_trading_charges.pdf ( 83.94k ) Number of downloads: 6

HK commissions are quite cheap at most brokerages.. at least cheaper than the 2% you pay at a UT, and 1% management fee every year

they minnimumis rm80..mean i need to buy rm32k

someore their dividend i receive they charge me also.

AIA HK dividend less than 1%..earn noting...leh

Managed to bot @ 9.53

Good luck, already dumped, need the capital for better investments

maybank at 9.00..

Mega Sale?

remind me 2006 when Maybank buy BII : bought overprice + indonesia change Foreign shareholder

now BII issue more right : squeeze maybank RM320million . Maybank Net Profit rm6552 million.

im not interest in bank currently


..now still looking at O&G only

Bank also finance O&G...
But Indonesia looking all right at the moment leh...

that why i havent buy O&G.

Waiting some one to KAPUT..since Singapore also has OW bunker

http://www.reuters.com/article/2014/11/12/...N0T23ZH20141112

banking will last thing to go in for MEGA SALE

8.95

All support are broken. Freefall?

This post has been edited by Pink Spider: Dec 3 2014, 05:18 PM

nope..mine piggy bank cant break.

free fall when the right issue completed..& reflect Maybank 2014 AR.

I wouldn't want to see that day

*delete Maybank from Watch List*