hmmmm... well i got my supp card once i was legal to own one, 18. i wonder how tinkerbel got hers when she was only 14?

anyway, my point was... the purpose of credit card is to use it when you dont have any cash on you and use it WISELY... it has nothing to do with EMERGENCY or not... and about buying clothes is not EMERGENCY but hey, what if i use it WISELY when i go shopping and i dont have enough cash? and it's within my budget... that is no wrong...

because... when you are using what you are meant to use, then it's not abusing, it's just the same as using your cash... if my monthly allowance is rm2k, and i use my credit card to buy clothes for rm1.5k... i am still using it wisely within abusing it and NOT for emergency... nothing's wrong with it though...

EXACTLY!! and also i dont think that parents are to give them the credit limit that is over what they can afford... what kinda emergency requires so much money on the spot?

tinkerbel, you sound like you are the teacher... =P

"ok, today we talking about... credit card fraud... flip to page 39 and do the case study"
HAHHAHAHAHAH... k i am bored...

anyway... i have heard of so many cases where they owe so much money till they just declare bankrupt... which they do it on purpose!!